Legal
1% deposit assumes genuine savings and eligibility for the first home owners' grant and subject to Keystart home loans lending criteria. Minimum deposit is 2%, of which 1% must be genuine savings, the remainder from FHOG proceeds.
Scope
This Privacy Policy discloses the practices in regards to the information collected by or on behalf of House and Land Perth - this applies to the information collected via our website.
This Privacy Policy is not intended to limit our obligations in relation to the handling of personal information under the Privacy Act 1988 (Cth) and other applicable laws. We are committed to the protection and privacy of all individuals using our website, and aim to ensure our policy meets all relevant legal requirements to maintain your privacy.
Privacy Information
We take reasonable steps to protect the personal information we collect. We cannot ensure or warrant the security of information in transit before it reaches us. Please take reasonable and responsible steps when disclosing personal information online.
Website
You may choose to provide us with personal information by;
- acceptance and use of javascript and tracking operations, including 'cookies'
- submission via our contact form
When you submit personal information, you consent to our use of submitted information as set out in our Privacy Policy. If a complaint or enquiry is made in regards to our website or business operations, we may use this information to assist in dealing with the complaint or enquiry. We will not sell, distribute, or give unauthorised access to the information you provide.
Google Analytics
We use a third party tracking operation (Google Analytics), which collects data relating to user interaction with our website. Data automatically collected and consolidated via Google includes, but may not be limited to;
- HTTP requests
- browser / system information
- first-party cookies
This information is used for analytical research purposes, and does not contain personal or identifying information which may constitute a breach of our user's privacy. All subsequent action taken as a result of the collection and consolidation of this data is pursuant to Google Analytics Terms of Service. Find out more about Google Analytics and their Privacy Policy.
Mailing List
By subscribing to our mailing list, you understand that we will collect your email address using a third party system (HubSpot). The email addresses collected by HubSpot via our website may be used for marketing and communication purposes. All subsequent action taken is pursuant to HubSpot Acceptable Use Policy, and Privacy Policy. We will not sell, distribute, or give unauthorised access to the email addresses we receive.
General Enquiries
If you contact us by submitting a 'contact form' via our website, you understand that the information you provide will be submitted by an automated system, and forwarded to us via email. Some information may be required in order for this system to forward this message to us. If you do not wish to disclose this information, you may contact us directly.
Promotions
House and Land Package Pricing
House and Land package pricing per week example is based on the assumption that you contribute 5% deposit towards a house and land package plus all bank and government fees including Mortgage Insurance and Stamp Duty if applicable. This weekly repayment has been based on a loan amount of 95% making principle and interest repayments over a 30-year term with a variable interest rate of 5.00%. If interest rates increase during the loan term this would increase the weekly repayment.